By accessing or using UTILO.APP (the "Platform"), you agree to comply with and be bound by these Terms of Use (the "Terms"). If you do not agree to these Terms, you should not use the Platform.
To use the Platform, you must register and create an account. During registration, you are required to provide your name, email address, and phone number. You agree to provide accurate and complete information and to update your information as necessary to keep it accurate and complete.
The Platform allows you to pay bills using cryptocurrency. You are responsible for ensuring that you correctly copy the crypto wallet address and select the appropriate network before making any payment. UTILO.APP is not liable for any losses incurred due to incorrect wallet addresses or network selections.
You agree not to:
The Platform is provided "as is" and "as available" without any warranties of any kind, express or implied. UTILO.APP does not warrant that the Platform will be uninterrupted or error-free.
To the maximum extent permitted by law, UTILO.APP shall not be liable for any indirect, incidental, special, consequential, or punitive damages, or any loss of profits or revenues, whether incurred directly or indirectly, or any loss of data, use, goodwill, or other intangible losses, resulting from (a) your use or inability to use the Platform; (b) any unauthorized access to or use of our servers and/or any personal information stored therein.
UTILO.APP reserves the right to modify these Terms at any time. We will notify you of any changes by posting the new Terms on the Platform. Your continued use of the Platform after the changes take effect constitutes your acceptance of the new Terms.
These Terms are governed by and construed in accordance with the laws of the Federal Republic of Nigeria, without regard to its conflict of laws principles.
If you have any questions about these Terms, please contact us at info@utilo.app.
UTILO.APP ("we," "our," "us") is committed to protecting your privacy. This Privacy Policy explains how we collect, use, disclose, and safeguard your information when you use our Platform.
We collect the following information when you register on our Platform:
We use the information we collect to:
We do not share your personal information with third parties except to comply with legal obligations, protect our rights, or with your consent.
We use administrative, technical, and physical security measures to help protect your personal information. While we have taken reasonable steps to secure the personal information you provide to us, please be aware that despite our efforts, no security measures are perfect or impenetrable, and no method of data transmission can be guaranteed against any interception or other type of misuse.
You are responsible for ensuring that you select the correct bill, correctly copy the crypto wallet address and select the appropriate network before making any payment. We are not liable for any losses incurred due to wrong bill selection, incorrect wallet addresses or network selections.
We may update this Privacy Policy from time to time. We will notify you of any changes by posting the new Privacy Policy on the Platform. You are advised to review this Privacy Policy periodically for any changes.